Turn Receivables Into Cash-Even with an SBA Loan
Waiting 30, 60, or 90 days to get paid? If your business relies on invoicing customers, slow-paying accounts can strangle your cash flow. Blue Roan Equipment Finance helps you unlock the money you’ve already earned-without taking on debt.
We specialize in factoring programs that work around SBA loans and other first-position liens, giving you fast, flexible access to working capital when you need it most.
WHAT IS INVOICE FACTORING?
Invoice factoring allows you to sell your unpaid invoices to us in exchange for immediate cash. Instead of waiting for customers or insurance companies to pay, you can use those funds now to keep your operations running smoothly.
This isn’t a loan-there’s no debt, no interest, and no long-term commitment.
Why Use Blue Roan for Factoring?
- We work around SBA liens with second-position factoring
- Approvals and funding in as little as 24 hours
- Transparent terms and relationship-based service
- No minimum volume requirements
TYPES OF FACTORING WE OFFER
SBA-Friendly Factoring
Unlock working capital even if your business has an SBA loan in place.
INDUSTRIES THAT BENEFIT THE MOST
- Transportation & Logistics
- Staffing Agencies
- Medical & Dental Practices
- Manufacturing & Distribution
- Janitorial, Maintenance, and Facility Services
- Commercial Contractors with A/R
HOW IT WORKS
- Submit invoices you’d like to factor
- We advance a percentage (typically 80-100% – depending on the industry)
- When your client pays, we release the remainder minus our small fee
FACTORING LETS YOU
- Cover payroll and daily expenses without waiting on payments
- Accept more business without cash flow constraints
- Avoid loans, debt, or equity dilution
- Stay operational-even with long payment cycles or SBA liens