Welcome to Blue Roan
WE HELP BUSINESSES OF ALL SIZES ......
From trucks and equipment to working capital and invoice factoring, we deliver financing solutions that help businesses move forward—fast.
About Blue Roan
Blue Roan Equipment Finance provides fast,
Flexible funding to help businesses grow. From working capital and
invoice factoring to essential equipment financing—such as
machinery, technology, tools, or vehicles—we deliver personalized
support and real solutions to keep your business moving forward.
FUEL YOUR BUSINESS WITHOUT ADDING DEBT
INVOICE FACTORING
Turn Receivables Into Cash-Even with an SBA Loan
Waiting 30, 60, or 90 days to get paid? If your business relies on invoicing customers, slow-paying accounts can strangle your cash flow. Blue Roan Equipment Finance helps you unlock the money
you’ve already earned-without taking on debt.
We specialize in factoring programs that work around SBA loans and other first-position liens, giving you fast, flexible access to working capital when you need it most.
WHAT IS INVOICE FACTORING?
Invoice factoring allows you to sell your unpaid invoices to us in exchange for immediate cash. Instead of waiting for customers or insurance companies to pay, you can use those funds now to keep your operations running smoothly.
This isn’t a loan-there’s no debt, no interest, and no long-term commitment.
Why Use Blue Roan for Factoring?
- We work around SBA liens with second-position factoring
- Approvals and funding in as little as 24 hours
- Transparent terms and relationship-based service
- No minimum volume requirements
TYPES OF FACTORING WE OFFER
SBA-Friendly Factoring
Unlock working capital even if your business has an SBA loan in place.
INDUSTRIES THAT BENEFIT THE MOST
- Transportation & Logistics
- Staffing Agencies
- Medical & Dental Practices
- Manufacturing & Distribution
- Janitorial, Maintenance, and Facility Services
- Commercial Contractors with A/R
HOW IT WORKS
- Submit invoices you'd like to factor
- We advance a percentage (typically 80-100% - depending on the industry)
- When your client pays, we release the remainder minus our small fee
FACTORING LETS YOU
- Cover payroll and daily expenses without waiting on payments
- Accept more business without cash flow constraints
- Avoid loans, debt, or equity dilution
- Stay operational-even with long payment cycles or SBA liens
WORKING CAPITAL
Bridge the Gap Between Projects and Payments
Running a business often means spending money long before you get paid. Whether you’re waiting on a project draw, materials reimbursement, or final invoice, we help you fill the gap and keep
momentum strong.
Blue Roan offers short-term, unsecured working capital loans tailored for businesses with contract-based or project-driven cash flow cycles.
What is a Working Capital Loan?
A working capital loan gives your business fast access to funds to cover day-to-day operational needs-without giving up equity or collateral. It’s not based on invoices or receivables-it’s based on your overall business revenue.
Why Use Blue Roan for Working Capital?
- Fast decisions-typically within 24 to 48 hours
- No hard collateral required
- Revenue-based qualification
- Flexible terms designed around your cash flow
- Simple, transparent process
Best For Businesses That:
- Win large contracts that require upfront costs
- Need materials, labor, or equipment before client reimbursement
- Experience seasonal spikes or cash flow gaps
- Can't afford to delay growth while waiting on payments
- Simple, transparent process
Industries That Commonly Use Working Capital:
- Construction & Contractor Services
- Commercial Cleaning Companies
- HVAC, Plumbing, and Electrical Contractors
- Marketing & Creative Agencies
- IT & Tech Firms with Government or Corporate Contracts
- Event & Production Companies
- Landscaping or Outdoor Services with municipal bids
How It Works
- Submit a simple application and recent bank statements
- Get approved based on your business revenue, not credit alone
- Receive funding within 1-2 business days
Working Capital Loans help you:
- Start or complete projects without delay
- Cover payroll, materials, and fixed costs
- Avoid slowing down while waiting for draws or receivables
- Keep your business growing on your schedule
EQUIPMENT WE FINANCE
Why Choose Blue Roan?
We offer financing for a wide range of commercial equipment, including:
- Flexible Financing Solutions – Structured to meet your unique business goals
- Programs for All Credit Profiles – Options for strong and developing credit alike
- Real Partnership – Experienced professionals who understand your industry
- Coast-to-Coast Coverage – Serving businesses nationwide with reliable support
- Time Is Money – We move fast because your business can’t wait
How It Works
Start Your Application
Click Apply Now and fill out our secure credit form
Get Funded
Once approved, funds are released quickly to help you move forward
Quick Review
Our team personally reviews and contacts you
Have Questions? Let’s Talk.
Call us directly at 469-442-4427 to get started. We’re ready to help your business grow.